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Improving the lives of people living in poverty

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Our Financial Inclusion Strategy, published in March 2016, is a universal strategy developed with an external advisory group.
A credit union is a community owned 'bank', owned and managed by its members and offers an easy and convenient place to save, and access to low cost loans.
A household is in fuel poverty if they spend 10% or more of their income on energy costs.

The lives of people in poverty like all lives are complex.

It is important as a civilised society that we help people maintain a basic standard of well-being that will enable people to survive and find a route out of poverty. Many people living in deprivation bear an additional burden in the sense of shame that poverty brings.

It is shame that stops many families taking up their entitlement to free school meals for their children. It is shame that prevents many elderly people claiming the benefits to which they are entitled. Understanding and countering that feeling of shame is another of the complex challenges that our interventions need to address.

Key areas supporting this include:

  • Financial Inclusion
  • Credit Unions
  • Fuel Poverty
  • Housing
  • Welfare Reform 
  • Social Services
  • Communities First