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Buying your council house

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Landmark legislation to protect the stock and incentivise the building of new social housing has been given Royal Assent by Her Majesty the Queen.
The Act will end the Right to Buy, Preserved Right to Buy and Right to Acquire for tenants of local authorities and registered social landlords.
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Under the Right to Buy scheme, you can buy your home at a price lower than the full market value.

The longer you have been a tenant, the more discount you can get, up to the maximum limit of £8,000.

The Right to Buy is available to:

  • secure tenants of local authorities and non-charitable housing associations 
  • assured tenants of registered social landlords (housing associations) who moved with their homes from a local authority as part of a stock transfer.

You may need to get a loan or mortgage to enable you to take up the Right to Buy. You will also become responsible for all the costs of maintaining your home, including routine repairs, major structural repairs and improvements to it. If you become a leaseholder by buying your flat or leasehold house, you will have to pay service charges each year. You may also have to meet the costs of major repairs and refurbishment and these can be substantial.

As a tenant, you may be able to claim housing benefit to help with your rent. You cannot claim this to help with a mortgage. You may be entitled to Support for Mortgage Interest. You will need to satisfy the conditions of entitlement, and there are restrictions on the help available.

If you are eligible and thinking of applying to buy your home, be wary of individuals or companies offering to help you with your Right to Buy. It’s likely that they will charge you for their services and may be offering a deal which is better for them than it is for you. Always check first if there are any costs or conditions involved. Further details are available for free from your landlord and in the attached booklet - Your Right to Buy Your Home: A guide for tenants of social landlords in Wales.

Information for Tenants document

The Abolition of the Right to Buy and Associated Rights (Wales) Act 2018 gained Royal Assent on 24 January 2018. As required by section 8 of the act, on 16 February 2018 we published an Information for Tenants document to assist tenants and prospective tenants to understand the effect of this Act.