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Home improvement loans

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To tackle social issues and as part of meeting housing demand in Wales, we want empty properties to come back into use.
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This scheme aims to ensure that people have a high quality, warm, secure and energy efficient home.

We provide £10m of funding for a 15 year scheme, delivered by Local Authorities in Wales. It enables financial assistance to be provided to the owners of sub standard properties who are restricted by other sources of finance. As loans are repaid to the Local Authority, the funding is recycled so that the fund will be available for the next 15 years.

Latest figures suggest that there are more than 13,000 properties in poor condition in Wales. This can result in accidents in the home and cause various health issues which are preventable. Financial assistance is available to homeowners and landlords to help remove these hazards from their homes.

Further information is available from your local authority website, or email:

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