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What to do if you cannot pay your mortgage, missed a payment or your lender is trying to repossess your home.

First published:
15 May 2020
Last updated:

Your home is unlikely to be repossessed for 3 months if you cannot pay your mortgage. 

You must:

  • continue to pay your mortgage (if you can)
  • speak to your mortgage lender (you may be able to apply for a 3 month payment holiday)
  • agree a repayment plan with your mortgage lender