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What to do if you cannot pay your mortgage, missed a payment or your lender is trying to repossess your home.

First published:
15 May 2020
Last updated:

You must:

  • continue to pay your mortgage (if you can)
  • speak to your mortgage lender, as you may be able to apply for a payment holiday
  • agree a repayment plan with your mortgage lender.

If your mortgage lender takes you to court, Citizens Advice has information on what will happen.

You can get information on mortgage repossessions from Shelter Cymru.