Houses into Homes loans are available to renovate empty properties and make them fit to live in.

The loans are interest-free and the money is available before work starts. They can pay for work on houses or commercial buildings, including splitting a property into flats.


Anyone can apply. The most that can be borrowed is £25,000 for each property, up to a maximum of £250,000.

Any loan offered will be secured on the property and will take into account the existing mortgage. It can’t be more than 80% of the property’s value.


To find out more and apply, contact your local authority:

Search using:
For example CF10 3NQ